About

We are a community-based financial cooperative that is committed to strengthening the quality of life for our members, friends, families, and neighbors in the Hudson Valley. For more than fifty years, it has been our mission to provide affordable products and convenient services to help you succeed financially through every stage of life. For more than fifty years, it's been our mission to provide affordable products and convenient services to help you succeed financially through all stages of life. At HVCU membership has benefits. As a credit union member, you will join your neighbors in our financial cooperative and enjoy a lifetime of financial savings. If you live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, or Putnam County, you are eligible for membership. We are member-owned, and therefore, exist to serve the financial needs of our members. There are no stockholders who profit. Everything we do is reinvested in our membership. HVCU is a part of your community. Our staff are your neighbors and we support the quality of life of our Hudson Valley through jobs partnerships, contributions, and volunteerism. Membership lasts a lifetime. If you leave the Hudson Valley, your membership remains and you can continue to take advantage of all of our services wherever you live. Convenient locations in our 4-county community. Plus, secure Internet and Mobile Banking and other electronic services making your accounts accessible 24-hours a day. If you are already a member, your immediate family or members of your household are eligible to join HVFCU. Pass it on! All members enjoy standard benefits, like free Internet Banking, Mobile Banking, Bill Pay, eStatements, Financial Services consultations,insurance checkups, and more. But those members who have an HVFCU free checking account and Visa® Debit Card truly maximize their membership benefits.1 Members who have an HCU checking account and Visa Debit Card receive: • 15 free Non-HVCU ATM transactions a month 2 • 2 free boxes of HVCU custom checks annually • Free replacement Visa Debit Cards and Visa Credit Cards • 25 free check copies annually • 25 free statement copies annually • Free official checks and money orders • Free check protests / collections • Free guaranteed checks Meeting the financial needs of those who live, work, worship, volunteer or attend school in Dutchess, Ulster, Orange, and Putnam Counties. • Open an account • Checking accounts • Certificate accounts We offer a variety of fixed and adjustable rate mortgages to purchase homes in New York, Pennsylvania, and Connecticut. Whether you’re in a saving or borrowing state of mind, our competitive rates can help you achieve your goals. We hold a variety of member seminars and events each year, including VIN etch days and defensive driving classes. Our most popular events continue to be our shredder days and yearly electronics recycling event. We work with a variety of local organizations who serve our neighbors in Dutchess, Orange, Ulster, and Putnam Counties. These organizations may have different missions, but they are all united in their quest to make the Hudson Valley a better place for us all to live, work, and play. We are proud to support the diverse efforts of nonprofit organizations in our region. We focus on programs and services that promote improvements to the health and well-being of our Hudson Valley region.